How never to be that broke!

Here are some smart tips to save money and avoid to be that broke. Try one or two of the following tips, you'll be surprise with the results.

1. When your salary is banked in every month, withdraw RM50 and hide it somewhere in the house.

2. At the end of everyday, tip all your loose change into a jar. You'd be surprise with what you'll end up with every month.

3. Have a standing instruction with your bank to automatically transfer 10% of your salary to a savings account every month.

4. Save a Ringgit a day, it may not seem like much, but the sum will grow. At the end of the month, put the money into your savings account and forget about it.

5. Have at least one savings account with no ATM card, the harder it is to access, the less tempting it will be to spend it.

~ Happy Saving ~
&
~ Happy spending! ~